If you are looking for a small loan, for example a loan of 500 euros, to realize your project (for example the purchase of a PC, a household appliance or furniture for the home), a good solution could be to request a small loan fast. We are talking about a particular credit product that allows to obtain the requested amount generally in a short time, even in just 48 hours. However, the time taken by the bank to grant the loan will always depend on the specific economic situation and the credit profile of the applicant.
Having made this first clarification, it is good to know that most banking institutions that offer credit solutions of this kind tend to accept financing requests starting from 1,000 or 1,500 euros. This means that you will rarely come across a bank that grants payday loan 500 euros. If you are still interested in this particular credit product, we recommend that you continue reading this article to find out which are the little loans that are the cheapest at the moment.
Bankil Mini Loan: payday loan for 1,000 euros
Among the best loan fast of the moment, we find for example Mini Prestito of Bankil, the credit solution that allows you to obtain a liquidity of 1,000 euros, 2,000 or 3,000 euros. This solution is dedicated to savers with PostePay Evolution cards.
The planned amortization plan is 22 fixed monthly installments and once the institution has verified your credit profile, Bankil will arrange to provide you with the liquidity requested directly on your PostePay Evolution or on your Bankil current account.
To obtain the loan, you must be between the ages of 18 and 76 (at the end of the repayment), be resident in Italy and have a demonstrable income produced in Italy.
fast loan from Cleopar and Onecredit
If you need a payday loan with a slightly higher amount (for example equal to 1,500 euros), then we advise you to consider the solutions proposed by Cleopar and Onecredit.
Bankate is the credit product offered by Cleopar that allows you to request a capital starting from 1,500 euros. This solution also allows you to have a liquidity reserve that is always available: this is automatically reconstituted at the time of repayment of the principal amount of the credit thanks to the small monthly installments of 50 euros or 100 euros, based on the balance of the debt.
Loan Crediter Express Mini is instead the Onecredit proposal designed to request loans with an amount between 1,500 euros and 3,000 euros. Once you have obtained the loan, you will have to repay the amount with a minimum of 24 installments up to a maximum of 36 installments.
These are some of the most affordable loan solutions available at the bank.
Payday loan of 500 euros: other solutions
If 1,000 / 1,500 euros is an excessive amount for your liquidity needs, one possible way to get a loan of 500 euros is to opt for a loan between private individuals, stipulated for example between friends or family.
Although this solution represents a less stringent financing formula than those available at the bank, it is good to proceed with caution, making for example the drafting of so-called private writing. Therefore, when drawing up the contract, remember to enter the loan amount in addition to the times and methods for repaying the loan.